Apply for a Mortgage Loan


Applying for a Mortgage or Refinancing is Quick and Easy.

Step 1: Contact any branch or our mortgage loan experts to find out if you can pre-qualify for the mortgage you need. With pre-qualification, your offer may have a better chance of being accepted by the seller and it will make the closing process even faster. We’ll also be happy to answer any questions you might have about the application process.

Step 2: Read our Privacy Statement.

Step 3: Complete our Fixed Rate Mortgage Application.  Just download the application, complete it off-line and mail or drop it off at any Territorial Savings Bank branch.

We’ll process your application quickly and get back to you right away with the answer you need.


Mortgage Applicants must be 18 or older and reside in Hawaii. If you reside outside of this area, the approval process will begin with our evaluation of whether we can adequately service your lending needs.


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