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Territorial Savings Bank Home Loan Offers

Home Loan Special Offers

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First-Time Homebuyer Special

Receive up to a half point off

Are you a first-time homebuyer looking to find a loan?  Receive up to a half point when you go with Territorial Savings Bank!

Owner-occupant loans only.  Offer expires December 31,2020.  Certain terms and conditions apply and are subject to change without notice.  No prepayment penalty.  Cannot be combined with any other specials or offers.  Only for loans originated directly with Territorial Savings Bank.  Not applicable to loans brokered to Territorial Savings Bank.

Great Time to Refinance

1/2% off on points and Free 45 Day Lock!

Refinance your first mortgage and payoff your home equity line of credit while rates are low with Territorial Savings Bank.  Has the interest rate and payment of your existing Home Equity Line of Credit (HELOC) increased? Now is a great time to consolidate your first mortgage and your HELOC. Save on fees = Up to 1/2% OFF on points and receive a Free 45 Day Lock.

*No prepayment penalty. Special offer cannot be combined with other discount programs or offers. Offer expires December 31, 2020.  Application must be dated no later than December 31, 2020. Must comply with the bank’s underwriting standards. All loans must be originated directly with TSB. Other terms and conditions may apply.

Lease to Fee Conversion Special

Receive up to $600 Discount!

You can use your equity to purchase your fee.  For a limited time, you can receive up to a $600.00* discount when you use Territorial Savings Bank for your lease to fee conversion.  This can be used towards closing costs.

*Certain terms and conditions apply and are subject to change without notice.  For owner occupant loans, minimum loan amount is $25,000.00.  Not applicable to loans brokered to Territorial Savings Bank.  Offer ends December 31, 2020.