Personal Checking Accounts

Check out our wide variety of personal checking accounts and find out what best fits your lifestyle and spending habits!

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Hawaii's Best Checking
Basic Checking
Teen Checking or
Student Checking
Money
Market Checking
Highlights
  • Minimum balance requirements waived with monthly direct deposit
  • Earns Interest
  • Free checks option
  • Unlimited check writing
  • No minimum balance requirements
  • Unlimited check writing
  • Teen Checking for teens between 15-17 years old*
  • Student Checking for students 18 and older
  • No minimum balance requirements
  • Unlimited check writing
  • Earns interest
  • Earn a higher rate of interest
  • Unlimited checking writing
Minimum Opening Deposit$100$25$25$1,000
Daily balance requirement to avoid monthly service fee of $6.$100
(Fee waived with Direct Deposit or Club 55)
NoneNone$100
Free ChecksYesNoNoNo
Club 55YesYesNoNo
Club 55 for customers age 55 years or older. Benefits include free check option, 3" x5" safe deposit box ($40 key deposit required).

*Parent must be a joint owner; converts to Hawaii's Best Checking at age 18.