Personal Checking Accounts

Check out our wide variety of personal checking accounts and find out what best fits your lifestyle and spending habits!

Hawaii's Best Checking
Basic Checking
Teen Checking or
Student Checking
Market Checking
  • Minimum balance requirements waived with monthly direct deposit
  • Earns Interest
  • Free checks option
  • Unlimited check writing
  • No minimum balance requirements
  • Unlimited check writing
  • Teen Checking for teens between 15-17 years old*
  • Student Checking for students 18 and older
  • No minimum balance requirements
  • Unlimited check writing
  • Earns interest
  • Earn a higher rate of interest
  • Unlimited checking writing
Minimum Opening Deposit$100$25$25$1,000
Daily balance requirement to avoid monthly service fee of $6.$100
(Fee waived with Direct Deposit or Club 55)
Free ChecksYesNoNoNo
Club 55YesYesNoNo
Club 55 for customers age 55 years or older. Benefits include free check option, 3" x5" safe deposit box ($40 key deposit required).

*Parent must be a joint owner; converts to Hawaii's Best Checking at age 18.